Alex Balgavy

Just some stuff about me.

Here's my dotfiles repository.

Check out my blog.

My keys: PGP, SSH

My crypto wallets (BTC, XMR)

Buying an apartment in Amsterdam

What should I look for

Financing

people to speak to:

Calculator: https://www.abnamro.nl/en/personal/mortgages/applying-for-mortgage/mortgage-for-expats.html apartments are expensive. 500-700k for the ones I want, plus overbidding plus makelaar property price can be financed with mortgage

5-6% of purchase price is needed in cash for all kinds of fees plus tax (42k at highest in the above range). notary fees, the appraisal (taxatie), mortgage arrangement, and possibly property transfer tax

Apartment cost 257000
Extra fees 6%
Total needed 272420.

mortgage

Yearly bruto Mortgage
55883. 257061.8
108695.65 500000
130434.78 600000
152173.91 700000

So I certainly need to get to at least twice my current salary.

mortgage types:

Contract

Renting it out

Jobs

EU law

institutions:

passing a law:

types of laws:

national transpositions: https://eur-lex.europa.eu/collection/n-law/mne.html to find date of transposition, click on “document information” for a particular directive

Current salaries

in amsterdam, my salary is the lower end of entry level. I am now a mid level. increase by 2.5% in 3 years is a bit of an insult…

Amsterdam

levels.fyi entry level: up to 5-6k levels.fyi mid level: 5-11k

Brussels

Paylab.com: range average 3,424 - 6,288 (10% above below) levels.fyi: 3.6k (25th%) - 6.4k (75th%) - 8.3k (90th%)

Portfolio

I was hired only for CDMI project.

Since then:

My compensation should match.

DIRECTIVE (EU) 2023/970 pay transparency

States Parties are to take all appropriate measures to ensure, inter alia, the right to equal remuneration, including benefits, and to equal treatment in respect of work of equal value, as well as equality of treatment in the evaluation of the quality of work. everyone, without any discrimination, has the right to equal pay for equal work, to free choice of employment, to just and favourable conditions of work and to just remuneration ensuring an existence worthy of human dignity. Binding measures are therefore needed to improve pay transparency, encourage organisations to review their pay structures to ensure equal pay for women and men performing the same work or work of equal value, and to enable victims of discrimination to exercise their right to equal pa.y This does not preclude employers from paying workers performing the same work or work of equal value differently on the basis of objective, gender-neutral and bias-free criteria, such as performance and competence. Member States should ensure that training and specific tools and methodologies are made available to support and guide employers in the assessment of what constitutes work of equal value. Employers should make accessible to workers the criteria that are used to determine pay levels and pay progression. Pay progression refers to the process of how a worker moves to a higher pay level. This Directive lays down minimum requirements Applicants for employment shall have the right to receive, from the prospective employer, information about: (a)the initial pay or its range, based on objective, gender-neutral criteria, An employer shall not ask applicants about their pay history during their current or previous employment relationships.

Vlanderen

“de personeelsleden van de vlaamse diensten…worden jaarlijks geinformeerd over het recht om informatie te vragen over hun individuele beloningsniveau en de gemiddelde beloningsniveaus die naar geslacht zijn uitgesplits voor categorieen van personeelsleden die dezelfde of gelijkwaardige arbeid verrichten”